First of all, it’s never a good idea to put all of your money into a single investment. Always keep your portfolio as diverse as you possibly can. It is very common to ask questions such as “best company to invest your money”. It’s ideal to conduct research on a few companies or products at a time and invest regularly. Be sure and join an investment newsletter that offers the top picks by the experts who really have an innovative approach to the stock market.

A beginning investor should never begin with an individual stock. If you’re new and just starting with your portfolio, it is much riskier to buy an individual stock than it is to buy a low-cost mutual fund that includes a group of stocks.

Regardless of your experience level a lot of people recommend that “FAANG” is a way to go, or at least used as a starting point. These are the “Big 5” Facebook / Amazon Apple / Netflix / Google. These 5 tech giants have their hands in just about everything these days and still have the potential to disrupt the industries and economy that they don’t already.

Do some research on all of the industries these big 5 are involved in to help you make your decision on the best company to invest your money in. Consider competitors as well, such as Disney, Microsoft, Yahoo!, Baidu, etc… Baidu (BIDU) has a huge stronghold in China, and is slowly growing on a global level.… Read more

Stocks and Bonds have historically been an excellent long term investment vehicle. In essence it means ownership in the businesses that drive the world forward. As the world grows, so do the companies and underlying stocks that are their foundation. The financial markets are no longer dictated by a just a few powerful exchanges like the New York Stock Exchange and Deutsche Boerse (German), but instead are impacted by a vast and complex, interconnected web of financial pick-up sticks. There are of course, many ways to invest in these global slices of corporate ownership, but for now we’ll save the sexy, albeit risky methods of trading shares involving derivatives, foreign exchange, and day-trading for other columns.

Lusha, the Investment Guru

Investing in stocks and bonds is very simple in principle: Buy low and sell high. Easy enough, in fact, fortunes have been made by men with PHD’s and MBA’s beside their names and financial network television celebrities who have all written volumes about trends and charts and flash indicators and stochastics and investment psychology and even rally’s based on whether the Dallas Cowboys win or lose. They’re all experts and they all have different opinions, literally thousands of opinions. There’s also a now famous chimpanzee in Russia named Lusha who throws her defecation at a list of stocks on a chart and those stocks have tended to match or beat the picks of some of the most sophisticated analysts in the world. What does this tell us? That buying low … Read more

2017 is the year of cryptocurrencies. Bitcoin jumped from a few thousand dollars’ worth and broke records by crossing the $20,000 mark. Ethereum’s Ether is higher than ever. New currencies are popping up every day and people are buying them in a frenzy.

So, are these codes of programming real money or a fad that will die in time? Let’s review:

SAVING MONEY

Have you ever sent money to someone through banking channels? Different banks have different protocols, but all have one thing in common: They charge you for it. Yes, you might say that your bank gives you a few fee transactions a month, but it puts other restrictions where you are forced to pay for those particular services.

With digital currencies such as Bitcoin and Ethereum, you still have to pay to transfer money over to someone, but the transaction “charges” you give to miners are much lower than what traditional banks offer you.

SAVING TIME

Sending cryptocurrency to someone living in any part of the world is as easy as writing an email. All you have to do is to ask for the receiver’s address, log in your wallet and send the desired amount. You can then go around doing whatever you do in your daily life and the money will be transferred.

UNIVERSAL CURRENCY

OK, so the title is misleading a bit. There are tons of cryptocurrency out there, so you and the receiver may not have the same currency wallet. If the receiver is flexible … Read more

Cryptocurrency mining is a never-ending game in this digital world. Bitcoin, the first decentralized currency introduced in early 2000. Mining cryptocurrency is a complex procedure of verifying transactions and adding them to public ledger (blockchain). This ledger of past transactions is called the blockchain as it is a chain of blocks. The blockchain serves to confirm transactions to the rest of the network as having taken place. The blockchain is also responsible for releasing new bitcoins. Each of the many crypto coins in presence depend on the core idea of the blockchain.

Process of Mining

Cryptocurrency was intended to be decentralized, secure and unalterable. So each and every transaction is scrambled. Once that scrambled transaction happens it’s added to something many refer to as a “block” until the point that a settled number of transactions has been recorded. That block at that point gets added to a chain – the blockchain – which is available publicly. During mining cryptocurrency either Bitcoin, Dash, Litecoin, Zcash, Ethereum, & more, the miner has to compile recent transections into blocks and crack a computationally difficult puzzle. There are several online bitcoin mining sites. It has become a very popular way to earn money.
Cryptocurrency is cryptographic, which means that it uses a special encryption that allows controlling the generation of coins and confirming the transaction. A block is pretty useless in its currently available form. However, after applying the algorithm to a specific block. Upon matching, the miner receives a couple of bitcoins. For … Read more